Buying off-plan in Dubai
How payment plans work, where your money is held, what you register with the Dubai Land Department, and what to check before you reserve.
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Converted prices use approximate exchange rates and are a guide only. Homes are priced and paid for in UAE dirhams.

What happens when an off-plan home is completed: the completion certificate, your title deed, inspecting for defects, and how long the developer must put things right.
A building is complete when its planning authority issues a completion certificate: the Dubai Development Authority, Trakhees or Dubai Municipality, depending on the area. Under Article 8 of Law No. 13 of 2008, the developer must then enter the project in the property register, including registering sold units in the names of buyers who have met their obligations. That is when your Oqood registration gives way to a title deed; DLD's title deed issuance fee is AED 250.
Snagging is an industry practice rather than a legal procedure, so arrange it before you sign the handover documents. Walk the home with a checklist, or with a professional inspector, and give the developer a written list.
| Defect | Developer liable for | Counted from |
|---|---|---|
| Defective installations: mechanical, electrical, sanitary and sewerage | 1 year | Handover of the unit, or the completion certificate if the owner refuses possession |
| Defects in the structural parts of the building | 10 years | The completion certificate |
Both come from Article 40 of Dubai Law No. 6 of 2019, which makes any agreement to the contrary void. Separately, the UAE's new Civil Transactions Law, Federal Decree-Law No. 25 of 2025, holds contractors and engineers jointly liable for ten years for collapse or defects that threaten a building's stability or safety (Articles 821 to 824, in force from 1 June 2026).
Law No. 13 of 2008, as amended by Law No. 19 of 2020, sets out what happens if a buyer stops paying: after a 30-day notice served through DLD, a developer may terminate and keep up to 40% of the unit's value on a project more than 60% complete, or up to 25% below that, refunding the rest within a year or within 60 days of reselling the unit, whichever is sooner. If a project never starts for reasons beyond the developer's control, or RERA cancels it, the developer must refund buyers' payments under the escrow law.
For delays by the developer, your sale and purchase agreement sets out what you are entitled to, so read that clause before you sign.
An off-plan home can be resold before completion, but under Article 3 of Law No. 13 of 2008 every such sale must be entered in the interim register or it is void. Developers set their own conditions for issuing a resale NOC, written into the sale and purchase agreement.
One year from handover for defective mechanical, electrical, sanitary and sewerage installations, and ten years from the completion certificate for structural defects, under Article 40 of Dubai Law No. 6 of 2019.
Inspecting a new home before you accept it and listing defects and unfinished work for the developer to fix. It is an industry practice, not a legal procedure.
After the project receives its completion certificate. The developer must then register sold units in the names of buyers who have met their obligations, under Article 8 of Law No. 13 of 2008.
Yes, subject to the developer's conditions, and the sale must be entered in DLD's interim register or it is void.
How payment plans work, where your money is held, what you register with the Dubai Land Department, and what to check before you reserve.
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