Off-plan · Handover 2027Azizi
Al Furjan
Azizi Sikander
- Apartments
- Studio–2 Bedrooms
To reserve AED 77,02010% on booking + 4% DLD
From AED 550,000
Off-plan by budget
Off-plan property in Dubai for AED 100,000
What AED 100,000 covers when you buy off-plan in Dubai, the highest price it reaches on each common payment plan, and the projects on sale today that it reserves.
Off-plan projects you can reserve with AED 100k
Each card shows the cash needed to reserve at the starting price: the booking payment plus the 4% Oqood fee and AED 20.
Off-plan · Handover Q3 2027Vision
Dubai Production City (IMPZ)
Vista by Vision
- Apartments
- Studio–2 Bedrooms
To reserve AED 78,14010% on booking + 4% DLD
From AED 558,000
Off-plan · Handover Q2 2028Azizi
City of Arabia, Dubailand
Azizi Milan
- Apartments
- Studio–3 Bedrooms
To reserve AED 78,42010% on booking + 4% DLD
From AED 560,000
Off-plan · Handover Q3 2028Azizi
Downtown Jebel Ali
Azizi Lina
- Apartments
- Studio–3 Bedrooms
To reserve AED 84,16010% on booking + 4% DLD
From AED 601,000
Off-plan · Handover Q2 2028Wasl
Wasl Gate, Jebel Ali
South Garden D and E
- Apartments
- Studio–3 Bedrooms
To reserve AED 88,22010% on booking + 4% DLD
From AED 630,000
Off-plan · Handover Q3 2027Azizi
Azizi Venice, Dubai South
Azizi Venice 12
- Apartments
- Studio–3 Bedrooms
To reserve AED 91,02010% on booking + 4% DLD
From AED 650,000
Off-plan · Handover Q4 2027Object 1
Dubai Land Residence Complex (DLRC), Dubailand
VERDAN1A 4
- Apartments
- Studio–3 Bedrooms
To reserve AED 99,42010% on booking + 4% DLD
From AED 710,000
Off-plan · Handover Q1 2029DAMAC
DAMAC Lagoons, Dubailand
Valencia
- Apartments
- Studio–2 Bedrooms
To reserve AED 65,2705% on booking + 4% DLD
From AED 725,000
Off-plan · Handover Q2 2029Samana
Al Warsan 4 (International City Phase 2)
Samana Greenfield
- Apartments
- 1–2 Bedrooms
To reserve AED 76,4305% on booking + 4% DLD
From AED 849,000
Off-plan · Handover Q4 2028Dubai South Properties
Dubai South
South Square
- Apartments
- 1–3 Bedrooms
To reserve AED 99,0205% on booking + 4% DLD
From AED 1,100,000
Just above AED 100k
These need a little more to reserve at their starting prices.
Off-plan · Handover Q2 2029Samana
Dubai Land Residence Complex (DLRC), Dubailand
Samana Boulevard Heights
- Apartments
- Studio–2 Bedrooms
To reserve AED 107,82010% on booking + 4% DLD
From AED 770,000
Off-plan · Handover Q1 2029DAMAC
DAMAC Riverside, Dubai Investments Park 2
DAMAC Riverside Views
- Apartments
- Studio–2 Bedrooms
To reserve AED 111,32010% on booking + 4% DLD
From AED 795,000
Off-plan · Handover Q1 2028Rabdan
Jumeirah Garden City, Al Satwa
Rabdan Gardens
- Apartments
- Studio–2 Bedrooms
To reserve AED 128,82010% on booking + 4% DLD
From AED 920,000
What AED 100k reserves on each payment plan
Developers in Dubai ask for a booking payment, often called the down payment, when you reserve: 5% to 20% of the price on the projects we track. The Dubai Land Department then registers the sale on Oqood for 4% of the price plus AED 20, paid when the sale is registered at the start of the plan. This is the highest price AED 100,000 covers at each booking level.
| Booking payment | Highest price | Booking payment in AED | Oqood fee |
|---|---|---|---|
| 5% | AED 1,110,000 | AED 55,500 | AED 44,420 |
| 10% | AED 714,000 | AED 71,400 | AED 28,580 |
| 15% | AED 526,000 | AED 78,900 | AED 21,060 |
| 20% | AED 416,000 | AED 83,200 | AED 16,660 |
Some developers add an administration fee of their own. Ask for every amount due at booking in writing before you pay.
What you pay after reserving
On the projects above, a further 10% to 55% of the price is paid in instalments, and 40% to 80% at or after handover. Samana Greenfield is paid at 1% a month, and the instalments can run past handover. The amounts below are at the starting prices.
| Project | From | To reserve | Instalments | At and after handover |
|---|---|---|---|---|
| Azizi Sikander | AED 550,000 | AED 77,020 | AED 220,000 | AED 275,000 |
| Vista by Vision | AED 558,000 | AED 78,140 | AED 55,800 | AED 446,400 |
| Azizi Milan | AED 560,000 | AED 78,420 | AED 280,000 | AED 224,000 |
| Azizi Lina | AED 601,000 | AED 84,160 | AED 240,400 | AED 300,500 |
| South Garden D and E | AED 630,000 | AED 88,220 | AED 315,000 | AED 252,000 |
| Azizi Venice 12 | AED 650,000 | AED 91,020 | AED 195,000 | AED 390,000 |
| VERDAN1A 4 | AED 710,000 | AED 99,420 | AED 355,000 | AED 284,000 |
| Valencia | AED 725,000 | AED 65,270 | AED 398,750 | AED 290,000 |
| Samana Greenfield | AED 849,000 | AED 76,430 | AED 806,550 (1% a month) | — |
| South Square | AED 1,100,000 | AED 99,020 | AED 605,000 | AED 440,000 |
If you plan to borrow for the handover payment, a bank may lend up to 50% of an off-plan home's price under the Central Bank of the UAE's limits, depending on its policy for the project. Speak to a bank before you reserve, not at handover. Mortgages for off-plan property explains when banks lend.
Making AED 100k go further
- Look for plans with a 5% or 10% booking payment: off-plan with a low down payment.
- Studios and one-bedroom homes in districts still being built cost less to reserve. Among the projects we track, the lowest starting prices are in Al Furjan, Dubai Production City, Dubailand and JVC.
- Some developers cover the 4% DLD fee as a limited-time offer, as DAMAC did, with conditions, in September 2026. DLD says only the Ruler of Dubai can waive its fees, so the developer pays it for you: get the offer in writing.
- A low booking payment is not a lower price: more of it falls due later. Compare the total due before handover, not only the first payment.
- Agree in writing what happens if construction is delayed, and when and how the handover payment is due.
How much you need to buy off-plan in Dubai works it out for any amount.
Before you pay a booking deposit
- The developer and the project.Confirm who the developer is and that the project is registered with the Dubai Land Department.
- The escrow account.Match the account number on the advert with the one in your sale agreement, and pay into no other account.
- The project's progress.Look it up on DLD's Project Status Enquiry, Mashrooi in the Dubai REST app: it shows the completion percentage and the escrow bank and account number.
- The advertising permit.Since April 2024 each off-plan unit needs its own Trakheesi permit.
- The payment plan.Read every instalment's amount and what triggers it: a date, or a stage of construction.
- The full cost.The 4% Oqood fee, any developer charges, and the service charge after handover. Buying off-plan in Dubai covers each in detail.
Questions buyers ask
Can I buy off-plan property in Dubai with AED 100k?
Yes, if the price and the booking payment fit. AED 100,000 covers the booking payment and the 4% Oqood fee on a home priced up to about AED 714,000 where the developer asks 10% at booking, or AED 1,110,000 where it asks 5%. The rest of the price is paid in instalments during construction and at or after handover.
What does AED 100,000 have to cover when buying off-plan?
The developer's booking payment, 5% to 20% of the price on the projects we track, and the Dubai Land Department's Oqood registration fee of 4% of the price plus AED 20. Ask the developer in writing for any administration fee of its own.
Which off-plan projects can I reserve with AED 100k?
Today: Azizi Sikander, Vista by Vision, Azizi Milan, Azizi Lina and 6 more. The list above changes as developers change prices and plans.
How do I pay the rest of the price?
In the instalments the payment plan sets: during construction, often tied to construction stages or to dates, then at handover, and on some plans after it. Under the Central Bank of the UAE's limits, a bank may lend up to 50% of an off-plan home's price.
Is it safe to pay a booking deposit on an off-plan home in Dubai?
Payments must go into the project's escrow account under Dubai Law No. 8 of 2007, which can be used only to build that project. Check that the escrow account number on the advert matches the one in the sale agreement, and pay into no other account.
Get off-plan options for AED 100k
Tell us your budget, the areas you like and when you want to move in or let. An adviser will send the projects that fit, with today's prices and plans.
Sources
- Dubai Land Department: registering the initial (off-plan) sale
- Dubai Legislation Portal: Law No. 8 of 2007 on escrow accounts
- Central Bank of the UAE: Resolution 31/2/2020 amending the mortgage regulations
- Bayut: Trakheesi advertising permits (August 2026)
- Dubai Land Department: Project Status Enquiry (Mashrooi)
- Dubai Land Department: frequently asked questions
- DAMAC: one-bedroom offer with the 4% DLD fee covered (September 2026)