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Off-plan by payment plan

1% monthly payment plans for off-plan property in Dubai

Plans that spread payments at 1% of the price each month, during construction or after handover, instead of large instalments tied to construction stages.

Projects with 1% monthly plans

With the cash needed to reserve at the starting price.

Off-plan · Handover Q2 2029Samana

Al Warsan 4 (International City Phase 2)

Samana Greenfield

  • Apartments
  • 1–2 Bedrooms

To reserve AED 76,4305% on booking + 4% DLD

From AED 849,000

Off-plan · Handover Q2 2029Samana

Dubai Land Residence Complex (DLRC), Dubailand

Samana Boulevard Heights

  • Apartments
  • Studio–2 Bedrooms

To reserve AED 107,82010% on booking + 4% DLD

From AED 770,000

Off-plan · Handover Q4 2028Samana

Dubai South (Dubai Industrial City)

Samana Hills South 3

  • Apartments
  • Studio–2 Bedrooms

To reserve AED 189,80915% on booking + 4% DLD

From AED 998,889

Off-plan · Handover Q4 2027Pantheon

JVC

Maison Elysée III

  • Apartments
  • Studio–2 Bedrooms

To reserve AED 137,99620% on booking + 4% DLD

From AED 574,900

Off-plan · Handover Q2 2028Pantheon

Wasl Gate, Jebel Ali

Omya Residences

  • Apartments
  • Studio–2 Bedrooms

To reserve AED 149,99620% on booking + 4% DLD

From AED 624,900

Off-plan · Handover Q4 2028Pantheon

Jumeirah Village Triangle

VOXA

  • Apartments, Penthouses
  • Studio–4 Bedrooms

To reserve AED 153,59620% on booking + 4% DLD

From AED 639,900

Off-plan · Handover Q2 2029Meteora

JVC

Vivanti Residences

  • Apartments
  • Studio–2 Bedrooms

To reserve AED 165,62020% on booking + 4% DLD

From AED 690,000

What falls due, and when

ProjectOn bookingInstalmentsAt handoverAfter handoverTo reserve
Samana Greenfield5%95% (monthly)0%0%AED 76,430
Samana Boulevard Heights10%90% (monthly)0%0%AED 107,820
Samana Hills South 315%85% (monthly)0%0%AED 189,809
Maison Elysée III20%40% (monthly)5%35%AED 137,996
Omya Residences20%40% (monthly)5%35%AED 149,996
VOXA20%40% (monthly)5%35%AED 153,596
Vivanti Residences20%30% (monthly)10%40%AED 165,620

How a 1% monthly plan works

After the booking payment you pay 1% of the price every month for the number of months the plan sets, and part of the price often remains due at or after handover. Fixed instalments make planning easier, but they run every month however fast or slow construction goes.

If you cannot pay, Law No. 13 of 2008, as amended by Law No. 19 of 2020, sets out what happens: after a 30-day notice served through the Dubai Land Department, a developer may terminate and keep up to 40% of the unit's value on a project more than 60% complete, or up to 25% below that, refunding the rest. Handover and snagging in Dubai has the detail.

Before you pay a booking deposit

  1. The developer and the project.Confirm who the developer is and that the project is registered with the Dubai Land Department.
  2. The escrow account.Match the account number on the advert with the one in your sale agreement, and pay into no other account.
  3. The project's progress.Look it up on DLD's Project Status Enquiry, Mashrooi in the Dubai REST app: it shows the completion percentage and the escrow bank and account number.
  4. The advertising permit.Since April 2024 each off-plan unit needs its own Trakheesi permit.
  5. The payment plan.Read every instalment's amount and what triggers it: a date, or a stage of construction.
  6. The full cost.The 4% Oqood fee, any developer charges, and the service charge after handover. Buying off-plan in Dubai covers each in detail.

Questions buyers ask

What is a 1% monthly payment plan?

A plan where, after the booking payment, you pay 1% of the home's price each month for a set number of months, during construction or after handover.

How much is the monthly instalment on a 1% plan?

1% of the price: AED 7,000 a month on a AED 700,000 home, AED 10,000 on a AED 1 million one.

1% monthly plans that suit you

Tell us what you could pay each month, and an adviser will send the projects that fit.

Sources